ZIP 49747 Foreclosure, Tax-Lien & Distress Report

In Alcona County, Michigan, ZIP 49747 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on institutional ownership (47/100), structural risk (35/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (7/100). Structural risk reads 35/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100), FEMA disaster exposure (60/100).

The market reads peak — home values rose 4.9% year on year, and 16% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

At $67,639, median income runs below typical U.S. levels. The vacancy rate is 46.3% — elevated. The ZIP holds roughly 1,662 housing units. Owners hold 96% of homes, renters 4%. Around 19% of adults hold a bachelor's degree or higher. Population is roughly 2,178 with a median age of 51. Around 10% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. 10.5% of residents fall below the poverty threshold. A median home runs $179,500 here, or 2.5 times local income.

Taken together, 49747 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49747 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 49747 read uses the identical scoring model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 49747 stays directly comparable to neighboring ZIPs and the rest of Alcona County, Michigan. Nothing here is interpolated — where a source is thin for 49747, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 for 49747 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 49747 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.