ZIP 48721 Foreclosure, Tax-Lien & Distress Report
Alcona County, Michigan · High Vacancy market
ZIP code 48721 in Alcona County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic distress index. Structural exposure scores 32 and live distress 3 on the 0–100 scale. Leading the profile are institutional ownership (47/100), structural risk (32/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and construction/permit lag (8/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100).
The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 23% have a four-year degree. The poverty rate is 8.1%. At $59,063, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 39/100. Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 479 housing units. Home values center near $226,700, an affordability ratio of 3.1× — accessible. The tenure split is 100% owner-occupied to 0% rented. About 398 people live here, median age 61.
Net-net, 48721 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 48721 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 48721 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 48721 stays directly comparable to neighboring ZIPs and the rest of Alcona County, Michigan. Every figure is auditable to a public dataset and refreshed as records update; 48721 shows blanks, not estimates, wherever the record is sparse.
Behind 48721's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 48721 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 48721
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
48721 at a glance
The live 48721 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Nearest ZIP codes to 48721
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Alcona County, Michigan
Other reports tied to Alcona County, Michigan — ZIP, county and statewide.
See every distressed parcel in 48721
See who owns each distressed property in 48721, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology