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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 48721 Foreclosure, Tax-Lien & Distress Report

Alcona County, Michigan · High Vacancy market

ZIP code 48721 in Alcona County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Leading the profile are institutional ownership (41/100), structural risk (32/100), construction/permit lag (23/100). By contrast, construction/permit lag (23/100) and mortgage stress (11/100) register low. Structural exposure scores 32 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 23% have a four-year degree. The poverty rate is 8.1%. At $59,063, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 479 housing units. Home values center near $226,700, an affordability ratio of 3.1× — accessible. The tenure split is 100% owner-occupied to 0% rented. About 398 people live here, median age 61.

Net-net, 48721 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 48721 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48721 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 48721 stays directly comparable to neighboring ZIPs and the rest of Alcona County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 48721 shows blanks, not estimates, wherever the record is sparse.

Behind 48721's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 48721 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

14/100
Composite stress
32/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 48721

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk15
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

48721 at a glance

The live 48721 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 48721 stress data…

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See every distressed parcel in 48721

See who owns each distressed property in 48721, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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