ZIP 48761 Property Distress & Foreclosure Data

ZIP code 48761 in Ogemaw County, Michigan carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (52/100), structural risk (21/100), mortgage stress (10/100). By contrast, mortgage stress (10/100) and institutional ownership (3/100) register low. Structural risk reads 21/100 against active distress of 3/100.

The market reads expansion — home values rose 6.4% year on year, and 1% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 804 people live here, median age 65. 87% of housing is owner-occupied. Vacancy runs 68.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 100% of tenant households. At $44,647, median income runs below typical U.S. levels. The poverty rate is 19.7% — high, a tax-stress and distress correlate. The typical home is worth about $111,200 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 44/100. There are about 1,331 housing units across 48761. Around 11% of adults hold a bachelor's degree or higher.

Net-net, 48761 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.