ZIP 48770 Foreclosure, Tax-Lien & Distress Report

ZIP code 48770 in Iosco County, Michigan carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (69/100), structural risk (28/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (3/100) register low. Structural exposure scores 28 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 6.4% year on year, and 33% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 987 housing units across 48770. The typical home is worth about $105,500 (2.0× income, relatively affordable). The poverty rate is 17.6% — high, a tax-stress and distress correlate. Around 9% of adults hold a bachelor's degree or higher. 85% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. Vacancy runs 32.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 41% of tenant households. About 1,908 people live here, median age 44. At $51,576, median income runs below typical U.S. levels.

Net-net, 48770 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.