ZIP 48770 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 48770 (Iosco County, Michigan) returns a low composite of 21/100. Environmental exposure also runs high (flood (NFIP) exposure (67/100)). The pressure is most legible in construction/permit lag (55/100), structural risk (49/100), institutional ownership (47/100). On the quiet end sit mortgage stress (9/100). Structural risk reads 49/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 33% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 987 housing units. The typical home is worth about $105,500 (2.0× income, relatively affordable). The poverty rate is 17.6% — high, a tax-stress and distress correlate. Educational attainment sits at 9% bachelor's-or-above. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 48770 scores 30/100. Vacancy runs 32.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 41% of tenant households. About 1,908 people live here, median age 44. At $51,576, median income runs below typical U.S. levels.

Taken together, 48770 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 48770 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 48770 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Iosco County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed as records update; 48770 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 48770 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 48770 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.