ZIP 48766 Property Distress & Foreclosure Data

ZIP code 48766 in Arenac County, Michigan carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 16/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (40/100), structural risk (16/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $55,156 — below the roughly $78,000 national figure. Around 8% of renters are cost-burdened. The vacancy rate is 22.1% — elevated. The ZIP holds roughly 681 housing units. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 89% owner-occupied to 11% rented. A median home runs $112,200 here, or 1.7 times local income. On demographic stress specifically, 48766 scores 23/100. About 7% have a four-year degree. 1,372 residents call 48766 home, typically aged 46.

Taken together, 48766 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.