Arenac County, MI: Foreclosures, Tax Liens & Distressed Properties
Arenac County, MI, Michigan: 10 ZIP codes scored, Arenac County, MI averaging 11/100 (minimal, Arenac, MI), from 8 to 21. Arenac County, MI is in its expansion phase (Arenac, MI confidence 32/100): Arenac, MI home prices up 5.5% (Arenac, MI) over twelve months. Arenac County, MI lender headwind: 81/100.
Highest-scoring Arenac County, MI ZIPs: 48763 (21/100), 48650 (16/100), 48765 (14/100), 48756 (11/100), 48610 (10/100), 48658 (8/100). Also scored in Arenac County, MI: 48659, 48703, 48749, 48766.
Across Arenac County, MI's scored ZIPs: median home value $138,180, household income $55,458, 30.9% vacancy, 15.2% poverty, 88% owner-occupied, median age 49.1.
Arenac County, MI insurance distress 23/100 (#2,032 in the US); FEMA hazard 0/100 for Arenac, MI; 1 Arenac, MI NFIP flood claims, $41K paid; Arenac, MI construction distress 5/100.
4 banks with 6 branches lend in Arenac County, MI; Arenac, MI weighted bank stress 63/100, highest 86/100 in Arenac, MI.
Arenac County, MI unemployment 6.1% (Arenac, MI -2.8 pts, six months); 42 new housing units permitted in Arenac County, MI over twelve months, Arenac, MI up 68% from 25; Arenac, MI home prices +8.0% a year (Arenac, MI) over three years.
9,554 housing units in Arenac County, MI; 919 Arenac, MI renter households; 40% of Arenac, MI renters spend 30%+ of income on rent, 19% (Arenac, MI) half or more.
Arenac County, MI ranks #1,309 nationally on the opportunity index (Arenac, MI, among all ranked counties); Arenac, MI scores 30.1/100 and Arenac, MI sits #45 inside Michigan. Arenac, MI is in the early_signal opportunity phase; Arenac, MI's primary driver is vacancy, Arenac, MI second driver bank institutional; Arenac, MI moved up 677 places. 6 short-sale listings across Arenac, MI; 35 days on market observed in Arenac, MI; 28.2% vacancy over 10 Arenac, MI ZIPs.
No CFPB county sample covers Arenac County, MI. The non-metro area reading for Arenac, MI: 1.0% ninety-plus days late; Arenac, MI's thirty-to-eighty-nine share is 2.6% (Arenac, MI, December 2025 data); Michigan overall 0.9%.
Arenac County, MI has 2 watched banks; 2 Arenac, MI banks sit in an elevated band. Arenac, MI footprints: Huron Community Bank (1 branch, stress 86) in Arenac, MI; Independent Bank (1 branch, stress 67) in Arenac, MI.
3,002 of the 9,554 housing units in Arenac, MI sit vacant. Arenac County, MI permitted 0 multifamily units in twelve months; Arenac, MI's one-to-four unit structures added 42 units in Arenac County, MI.
Arenac County ZIPs ranked by distress
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