ZIP 48756 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48756 (Ogemaw County, Michigan) returns a minimal composite of 10/100. Its standout signals are institutional ownership (28/100), structural risk (20/100), mortgage stress (9/100). On the quiet end sit structural risk (20/100) and mortgage stress (9/100). On the structural side it scores 20/100, with 3/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 44% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,939 people live here, median age 51. The demographic-stress sub-score lands at 39/100. 84% of housing is owner-occupied. The vacancy rate is 44.5% — elevated. A median home runs $81,500 here, or 2.2 times local income. The poverty rate is 24.5% — high, a tax-stress and distress correlate. Households earn a median $39,435 — below the roughly $78,000 national figure. Rent burden reaches 80% of tenant households. The ZIP holds roughly 3,126 housing units. Educational attainment sits at 7% bachelor's-or-above.

Net-net, 48756 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 48756 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48756 can be compared directly against any other ZIP in Ogemaw County, Michigan or nationwide. Sparse data for 48756 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 48756 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. Treat 48756 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.