Ogemaw County, MI: Foreclosures, Tax Liens & Distressed Properties

Ogemaw County, MI, Michigan: 9 ZIP codes scored, Ogemaw County, MI averaging 13/100 (minimal, Ogemaw, MI), from 10 to 22. Ogemaw County, MI is in its expansion phase (Ogemaw, MI confidence 32/100): Ogemaw, MI home prices up 5.5% (Ogemaw, MI) over twelve months. Ogemaw County, MI lender headwind: 52/100.

Highest-scoring Ogemaw County, MI ZIPs: 48770 (22/100), 48739 (19/100), 48761 (14/100), 48624 (12/100), 48635 (11/100), 48654 (11/100). Also scored in Ogemaw County, MI: 48661, 48756, 48610.

Across Ogemaw County, MI's scored ZIPs: median home value $139,933, household income $53,454, 46.1% vacancy, 18.0% poverty, 87% owner-occupied, median age 54.3.

Ogemaw County, MI insurance distress 27/100 (#1,742 in the US); FEMA hazard 52/100 for Ogemaw, MI; 2 federal disaster declarations in Ogemaw County, MI since 2023 (2 flood); Ogemaw, MI construction distress 7/100.

4 banks with 7 branches lend in Ogemaw County, MI; Ogemaw, MI weighted bank stress 65/100, highest 86/100 in Ogemaw, MI.

Ogemaw County, MI unemployment 6.7% (Ogemaw, MI -3.3 pts, six months); 69 new housing units permitted in Ogemaw County, MI over twelve months, Ogemaw, MI up 50% from 46; Ogemaw, MI home prices +10.8% a year (Ogemaw, MI) over three years.

15,325 housing units in Ogemaw County, MI; 1,594 Ogemaw, MI renter households; 48% of Ogemaw, MI renters spend 30%+ of income on rent, 27% (Ogemaw, MI) half or more.

Ogemaw County, MI ranks #450 nationally on the opportunity index (Ogemaw, MI, among all ranked counties); Ogemaw, MI scores 33.7/100 and Ogemaw, MI sits #20 inside Michigan. Ogemaw, MI is in the peak_opportunity opportunity phase; Ogemaw, MI's primary driver is vacancy, Ogemaw, MI second driver bank institutional; Ogemaw, MI moved up 713 places. 10 short-sale listings across Ogemaw, MI; 66 days on market observed in Ogemaw, MI; 37.7% vacancy over 9 Ogemaw, MI ZIPs.

No CFPB county sample covers Ogemaw County, MI. The non-metro area reading for Ogemaw, MI: 1.0% ninety-plus days late; Ogemaw, MI's thirty-to-eighty-nine share is 2.6% (Ogemaw, MI, December 2025 data); Michigan overall 0.9%.

Ogemaw County, MI has 2 watched banks; 2 Ogemaw, MI banks sit in an elevated band. Ogemaw, MI footprints: Mercantile Bank (3 branches, stress 52) in Ogemaw, MI; Huron Community Bank (2 branches, stress 86) in Ogemaw, MI.

5,955 of the 15,325 housing units in Ogemaw, MI sit vacant. Ogemaw County, MI permitted 0 multifamily units in twelve months; Ogemaw, MI's one-to-four unit structures added 69 units in Ogemaw County, MI.