ZIP 48659 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48659 (Arenac County, Michigan) at a minimal 8/100 for overall property distress. Latent structural risk is 19/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). The sharpest non-environmental signals are structural risk (19/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 7% higher over three years, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,279 housing units. A median home runs $146,200 here, or 2.0 times local income. Around 8% of renters are cost-burdened. The vacancy rate is 22.5% — elevated. 2,740 residents call 48659 home, typically aged 38. At $58,021, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 24/100. About 12% have a four-year degree. 87% of housing is owner-occupied. The poverty rate is 16.9% — high, a tax-stress and distress correlate.

Taken together, 48659 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 48659 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 48659 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 48659 reflects the current record instead of a stale or modeled snapshot.

Behind 48659's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 48659 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.