ZIP 48642 Foreclosure, Tax-Lien & Distress Report

ZIP code 48642 in Midland County, Michigan carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The split runs 48/100 structural to 1/100 active on the ground. The pressure is most legible in construction/permit lag (100/100), structural risk (48/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (74/100)).

The market reads peak — home values rose 3.8% year on year, and 23% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.7%. The demographic-stress sub-score lands at 25/100. Population is roughly 33,770 with a median age of 40. The ZIP holds roughly 14,752 housing units. A median home runs $207,400 here, or 2.5 times local income. Educational attainment sits at 43% bachelor's-or-above. Owners hold 74% of homes, renters 26%. Median household income is $77,690, near the U.S. median near $78,000. Rent burden reaches 43% of tenant households. The poverty rate is 8.9%.

On balance 48642 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 48642 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 48642's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 48642, the field stays empty rather than modeled, and fills in as new documents post.

48642's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 48642 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.