ZIP 48642 Property Distress & Foreclosure Data

Composite property distress in 48642 (Midland County, Michigan) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 48 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (48/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (74/100)).

The expansion-phase market in 48642 posted values that rose 7.0% over the year, and 23% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 4.7%. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 33,770 with a median age of 40. There are about 14,752 housing units across 48642. Home values center near $207,400, an affordability ratio of 2.5× — accessible. Educational attainment sits at 43% bachelor's-or-above. Owners hold 74% of homes, renters 26%. Median household income is $77,690, near the U.S. median near $78,000. Rent burden reaches 43% of tenant households. 8.9% of residents fall below the poverty threshold.

On balance 48642 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.