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Midland County, MI: Foreclosures, Tax Liens & Distressed Properties

Midland County, MI, Michigan: 16 ZIP codes scored, Midland County, MI averaging 22/100 (low, Midland, MI), from 11 to 30. Midland County, MI is in its peak phase (Midland, MI confidence 33/100): Midland, MI home prices up 3.6% (Midland, MI) over twelve months. Midland County, MI lender headwind: 60/100.

Highest-scoring Midland County, MI ZIPs: 48626 (30/100), 48637 (29/100), 48623 (28/100), 48615 (26/100), 48662 (26/100), 48880 (25/100). Also scored in Midland County, MI: 48618, 48620, 48628, 48640, 48642, 48657, 48883, 48652, 48858, 48612.

Across Midland County, MI's scored ZIPs: median home value $174,713, household income $69,564, 13.0% vacancy, 10.7% poverty, 85% owner-occupied, median age 42.4.

Midland County, MI insurance distress 5/100 (#2,455 in the US); FEMA hazard 0/100 for Midland, MI; 1 Midland, MI NFIP flood claims; Midland, MI construction distress 96/100.

7 banks with 14 branches lend in Midland County, MI; Midland, MI weighted bank stress 61/100, highest 73/100 in Midland, MI.

Midland County, MI unemployment 4.8% (Midland, MI -0.3 pts, six months); 131 new housing units permitted in Midland County, MI over twelve months, Midland, MI down 59% from 316; Midland, MI home prices +10.6% a year (Midland, MI) over three years.

37,160 housing units in Midland County, MI; 7,529 Midland, MI renter households; 47% of Midland, MI renters spend 30%+ of income on rent, 25% (Midland, MI) half or more.

Midland County, MI ranks #2,107 nationally on the opportunity index (Midland, MI, among all ranked counties); Midland, MI scores 27.3/100 and Midland, MI sits #63 inside Michigan. Midland, MI is in the weak opportunity phase; Midland, MI's primary driver is construction, Midland, MI second driver bank institutional; Midland, MI moved down 13 places. 14 short-sale listings across Midland, MI; 128 days on market observed in Midland, MI; 6.7% vacancy over 16 Midland, MI ZIPs.

No CFPB county sample covers Midland County, MI. The non-metro area reading for Midland, MI: 1.0% ninety-plus days late; Midland, MI's thirty-to-eighty-nine share is 2.6% (Midland, MI, December 2025 data); Michigan overall 0.9%.

Midland County, MI has 3 watched banks; 3 Midland, MI banks sit in an elevated band. Midland, MI footprints: Isabella Bank (2 branches, stress 73) in Midland, MI; 1st State Bank (1 branch, stress 57) in Midland, MI; Mercantile Bank (1 branch, stress 52) in Midland, MI.

HUD lists 6 assisted multifamily properties in Midland County, MI with 808 units; 457 Midland, MI units are assisted, 3 Midland, MI properties under project-based Section 8.

2,167 of the 37,160 housing units in Midland, MI sit vacant. Midland County, MI permitted 0 multifamily units in twelve months; Midland, MI's one-to-four unit structures added 131 units in Midland County, MI.

Peak
Market phase
3.6%
Midland, MI HPI YoY
-0.7%
Drawdown
33
Midland confidence

Midland County ZIPs ranked by distress

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