ZIP 48615 Property Distress & Foreclosure Data

Composite property distress in 48615 (Gratiot County, Michigan) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 44/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (44/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (60/100)).

The expansion-phase market in 48615 posted values that rose 6.1% over the year, and 38% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,812 with a median age of 41. DLRadar's demographic-stress index for the area reads 22/100. Owners hold 81% of homes, renters 19%. Vacancy runs 6.2%. There are about 1,174 housing units across 48615. Rent burden reaches 24% of tenant households. 10.6% of residents fall below the poverty threshold. Educational attainment sits at 19% bachelor's-or-above. Home values center near $143,400, an affordability ratio of 1.8× — accessible. Median household income is $72,656, near the U.S. median near $78,000.

On balance 48615 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.