ZIP 48801 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48801 (Gratiot County, Michigan) lands at 22/100 — low on DLRadar's public-record scoring. Latent structural risk is 48/100 while live distress already moving reads 1/100. The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (48/100), institutional ownership (34/100). institutional ownership (34/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $57,449 — below the roughly $78,000 national figure. Around 33% of renters are cost-burdened. Roughly 17.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 8.1%. Population is roughly 13,433 with a median age of 35. The tenure split is 74% owner-occupied to 26% rented. DLRadar's demographic-stress index for the area reads 26/100. The typical home is worth about $129,700 (2.1× income, relatively affordable). About 29% have a four-year degree. There are about 5,328 housing units across 48801.

On balance 48801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48801 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48801's 22/100 can be lined up against any neighbor in Gratiot County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 48801 reflects the current record instead of a stale or modeled snapshot.

48801's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 48801 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.