ZIP 48801 Property Distress & Foreclosure Data

ZIP code 48801 in Gratiot County, Michigan carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 34/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (67/100), structural risk (34/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 48801 posted values that rose 5.6% over the year, and 21% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $57,449, below the U.S. median near $78,000. Around 33% of renters are cost-burdened. 17.3% of residents fall below the poverty threshold. The vacancy rate is 8.1%. Population is roughly 13,433 with a median age of 35. Owners hold 74% of homes, renters 26%. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $129,700, an affordability ratio of 2.1× — accessible. Educational attainment sits at 29% bachelor's-or-above. The ZIP holds roughly 5,328 housing units.

On balance 48801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.