ZIP 48871 Property Distress & Foreclosure Data

DLRadar grades ZIP 48871 (Gratiot County, Michigan) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (67/100), structural risk (34/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 34/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 15% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,233 residents call 48871 home, typically aged 40. A median home runs $230,600 here, or 2.4 times local income. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 8.8%. Rent burden reaches 45% of tenant households. There are about 914 housing units across 48871. Roughly 8.4% live below the poverty line. On demographic stress specifically, 48871 scores 26/100. Households earn a median $86,532 — near the roughly $78,000 national figure. About 25% have a four-year degree.

On balance, 48871 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
34/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48871

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Gratiot County

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Deterministic. Every signal traces to a public dataset · methodology