ZIP 48628 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48628 (Midland County, Michigan) at a low 21/100 for overall property distress. Structural exposure scores 47 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (70/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (47/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a expansion phase: values rose 7.2% over the trailing year, and 20% higher over three years, at 40/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,056 housing units across 48628. A median home runs $215,600 here, or 2.1 times local income. On demographic stress specifically, 48628 scores 26/100. Rent burden reaches 52% of tenant households. 1,920 residents call 48628 home, typically aged 49. About 26% have a four-year degree. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $89,183 — above the roughly $78,000 national figure. The tenure split is 95% owner-occupied to 5% rented. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 48628 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.