ZIP 48618 Property Distress & Foreclosure Data

In Midland County, Michigan, ZIP 48618 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (47/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (71/100)). On the structural side it scores 47/100, with 1/100 of stress already active.

The expansion-phase market in 48618 posted values that rose 6.9% over the year, and 20% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

13.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $58,523, below the U.S. median near $78,000. Home values center near $137,300, an affordability ratio of 2.0× — accessible. Educational attainment sits at 13% bachelor's-or-above. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 2,460 housing units. The vacancy rate is 10.4%. Around 46% of renters are cost-burdened. Population is roughly 5,110 with a median age of 47.

On balance 48618 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.