ZIP 48617 Foreclosure, Tax-Lien & Distress Report

ZIP code 48617 in Clare County, Michigan carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (48/100), structural risk (28/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (8/100) register low. Structural risk reads 28/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 28% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

76% of housing is owner-occupied. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 9,729 people live here, median age 37. On demographic stress specifically, 48617 scores 30/100. The typical home is worth about $160,100 (2.7× income, relatively affordable). The vacancy rate is 17.9% — elevated. The ZIP holds roughly 4,037 housing units. Households earn a median $56,601 — below the roughly $78,000 national figure. Educational attainment sits at 15% bachelor's-or-above. Around 28% of renters are cost-burdened.

Net-net, 48617 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 48617 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 48617 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48617, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 figure for 48617 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48617 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.