Clare County, MI: Foreclosures, Tax Liens & Distressed Properties

Clare County, MI, Michigan: 8 ZIP codes scored, Clare County, MI averaging 13/100 (minimal, Clare, MI), from 11 to 19. Clare County, MI is in its expansion phase (Clare, MI confidence 32/100): Clare, MI home prices up 5.5% (Clare, MI) over twelve months. Clare County, MI lender headwind: 62/100.

Highest-scoring Clare County, MI ZIPs: 49665 (19/100), 48625 (13/100), 48632 (13/100), 48633 (13/100), 48617 (12/100), 48622 (12/100). Also scored in Clare County, MI: 48624, 48612.

Across Clare County, MI's scored ZIPs: median home value $150,363, household income $53,092, 40.0% vacancy, 16.9% poverty, 88% owner-occupied, median age 50.3.

Clare County, MI insurance distress 0/100 (#2,725 in the US); FEMA hazard 0/100 for Clare, MI; Clare, MI construction distress 54/100.

3 banks with 6 branches lend in Clare County, MI; Clare, MI weighted bank stress 66/100, highest 73/100 in Clare, MI.

Clare County, MI unemployment 6.1% (Clare, MI -1.7 pts, six months); 26 new housing units permitted in Clare County, MI over twelve months, Clare, MI down 13% from 30; Clare, MI home prices +12.0% a year (Clare, MI) over three years.

22,008 housing units in Clare County, MI; 1,677 Clare, MI renter households; 41% of Clare, MI renters spend 30%+ of income on rent, 18% (Clare, MI) half or more.

Clare County, MI ranks #107 nationally on the opportunity index (Clare, MI, among all ranked counties); Clare, MI scores 37.0/100 and Clare, MI sits #5 inside Michigan. Clare, MI is in the strong_buy opportunity phase; Clare, MI's primary driver is vacancy, Clare, MI second driver bank institutional; Clare, MI moved up 12 places. 11 short-sale listings across Clare, MI; 68 days on market observed in Clare, MI; 39.5% vacancy over 8 Clare, MI ZIPs.

No CFPB county sample covers Clare County, MI. The non-metro area reading for Clare, MI: 1.0% ninety-plus days late; Clare, MI's thirty-to-eighty-nine share is 2.6% (Clare, MI, December 2025 data); Michigan overall 0.9%.

Clare County, MI has 2 watched banks; 2 Clare, MI banks sit in an elevated band. Clare, MI footprints: Isabella Bank (3 branches, stress 73) in Clare, MI; Mercantile Bank (1 branch, stress 52) in Clare, MI.

9,487 of the 22,008 housing units in Clare, MI sit vacant. Clare County, MI permitted 0 multifamily units in twelve months; Clare, MI's one-to-four unit structures added 26 units in Clare County, MI.