ZIP 48622 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 48622 (Clare County, Michigan) returns a minimal composite of 12/100. Leading the profile are construction/permit lag (43/100), structural risk (27/100), mortgage stress (9/100). mortgage stress (9/100) and institutional ownership (8/100) stay muted. Structural exposure scores 27 and live distress 3 on the 0–100 scale.

The expansion-phase market in 48622 posted values that rose 5.0% over the year, and 42% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 28.6% — elevated. Around 30% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. Around 18% of adults hold a bachelor's degree or higher. About 5,970 people live here, median age 50. DLRadar's demographic-stress index for the area reads 27/100. There are about 3,452 housing units across 48622. Roughly 15.8% live below the poverty line. A median home runs $136,700 here, or 2.1 times local income. At $57,500, median income runs below typical U.S. levels.

On the whole, 48622 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 48622 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 48622's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 48622 shows blanks, not estimates, wherever the record is sparse.

Each component behind 48622 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 48622 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.