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ZIP 48878 Foreclosure, Tax-Lien & Distress Report

Isabella County, Michigan · High Vacancy market

ZIP 48878's composite property-distress score is 13/100 - DLRadar classes that as minimal for Isabella County, Michigan. Climate and flood risk are elevated too — climate & FEMA risk (65/100). Structurally it carries 27/100, against 1/100 of stress already in motion. The most distinctive pressure shows up in structural risk (27/100), construction/permit lag (26/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The market reads peak — home values rose 4.2% year on year, and 21% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 22.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households. 84% of housing is owner-occupied. About 18% have a four-year degree. Roughly 13.5% live below the poverty line. The demographic-stress sub-score lands at 29/100. There are about 745 housing units across 48878. Home values center near $150,300, an affordability ratio of 2.7× — accessible. At $51,875, median income runs below typical U.S. levels. 1,253 residents call 48878 home, typically aged 50.

Net-net, 48878 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 48878 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 48878 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Isabella County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48878 reflects the current record instead of a stale or modeled snapshot.

Each component behind 48878 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 48878 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

13/100
Composite stress
27/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48878

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk65
48878 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 48878 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Isabella County

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Every distressed parcel in 48878 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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