ZIP 48858 Foreclosure, Tax-Lien & Distress Report
Isabella County, Michigan · High Poverty market
Composite property distress in 48858 (Isabella County, Michigan) lands at 13/100 — minimal on DLRadar's distress scoring. The sharpest non-environmental signals are construction/permit lag (32/100), structural risk (28/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (65/100). The split runs 28/100 structural to 1/100 active on the ground.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The demographic-stress sub-score lands at 36/100. 27.8% of residents fall below the poverty threshold. The vacancy rate is 10.2%. Around 47% of renters are cost-burdened. Households earn a median $48,794 — below the roughly $78,000 national figure. About 42,732 people live here, median age 27. Home values center near $170,800, an affordability ratio of 3.4× — accessible. Owners hold 49% of homes, renters 51%. Around 37% of adults hold a bachelor's degree or higher. There are about 19,323 housing units across 48858.
On the whole, 48858 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 48858 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 48858's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 48858 shows blanks, not estimates, wherever the record is sparse.
Behind 48858's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 48858 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 48858
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 48858 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 48858, the same set carried on every parcel.
Neighbouring ZIPs in Isabella County
Nearest ZIP codes to 48858
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 48858
Other reports tied to Isabella County, Michigan — ZIP, county and statewide.
Open the complete 48858 acquisition file
The full 48858 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology