ZIP 48858 Property Distress & Foreclosure Data

DLRadar grades ZIP 48858 (Isabella County, Michigan) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (50/100), structural risk (33/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (65/100)). The latent-versus-live split is 33/100 structural and 1/100 already moving.

The expansion-phase market in 48858 posted values that rose 5.6% over the year, and 20% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 36/100. 27.8% of residents fall below the poverty threshold. The vacancy rate is 10.2%. Around 47% of renters are cost-burdened. Median household income is $48,794, below the U.S. median near $78,000. Population is roughly 42,732 with a median age of 27. Home values center near $170,800, an affordability ratio of 3.4× — accessible. Owners hold 49% of homes, renters 51%. Educational attainment sits at 37% bachelor's-or-above. The ZIP holds roughly 19,323 housing units.

On the whole, 48858 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.