ZIP 49310 Property Distress & Foreclosure Data

In Isabella County, Michigan, ZIP 49310 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). On the structural side it scores 34/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (55/100), structural risk (34/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 18% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 1,185 housing units. Around 52% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. About 2,989 people live here, median age 37. 90% of housing is owner-occupied. At $63,056, median income runs below typical U.S. levels. The typical home is worth about $177,700 (2.7× income, relatively affordable). The poverty rate is 19.9% — high, a tax-stress and distress correlate. The vacancy rate is 10.8%.

Net-net, 49310 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.