ZIP 49310 Foreclosure, Tax-Lien & Distress Report
Isabella County, Michigan · Affordable market
ZIP code 49310 in Isabella County, Michigan carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (66/100). Structural risk reads 36/100 against active distress of 1/100. The sharpest non-environmental signals are structural risk (36/100), construction/permit lag (28/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (4/100) stay muted.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 18% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
On demographic stress specifically, 49310 scores 31/100. The ZIP holds roughly 1,185 housing units. Rent burden reaches 52% of tenant households. Educational attainment sits at 20% bachelor's-or-above. 2,989 residents call 49310 home, typically aged 37. Owners hold 90% of homes, renters 10%. At $63,056, median income runs below typical U.S. levels. A median home runs $177,700 here, or 2.7 times local income. 19.9% of residents fall below the poverty threshold. Vacancy runs 10.8%.
On balance 49310 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 49310 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 49310's 17/100 can be lined up against any neighbor in Isabella County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 49310 shows blanks, not estimates, wherever the record is sparse.
49310's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49310 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 49310’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
49310 at a glance
49310 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Isabella County
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Deterministic scoring, sourced entirely from public data · methodology