ZIP 49332 Foreclosure, Tax-Lien & Distress Report

Mecosta County, Michigan's ZIP 49332 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (64/100). Structural exposure scores 50 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in structural risk (50/100), institutional ownership (42/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (5/100) stay muted.

The peak-phase market in 49332 posted values that rose 4.2% over the year, and 29% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 10.1% live below the poverty line. 3,352 residents call 49332 home, typically aged 55. The vacancy rate is 38.9% — elevated. Around 37% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. The tenure split is 89% owner-occupied to 11% rented. Median household income is $58,703, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. The typical home is worth about $182,300 (3.0× income, relatively affordable). The ZIP holds roughly 2,415 housing units.

On the whole, 49332 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 49332 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 49332 stays directly comparable to neighboring ZIPs and the rest of Mecosta County, Michigan. 49332 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 49332 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 49332 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.