ZIP 49346 Property Distress & Foreclosure Data

ZIP code 49346 in Mecosta County, Michigan carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 37 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (66/100), structural risk (37/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (67/100).

The market reads expansion — home values rose 5.6% year on year, and 22% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $233,800 (3.3× income, relatively affordable). 89% of housing is owner-occupied. About 4,851 people live here, median age 56. There are about 3,147 housing units across 49346. The poverty rate is 14.9%. Vacancy runs 30.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 53% of tenant households. At $67,627, median income runs below typical U.S. levels. Around 29% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100.

Net-net, 49346 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.