ZIP 49346 Foreclosure, Tax-Lien & Distress Report

ZIP code 49346 in Mecosta County, Michigan carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 50/100 while live distress already moving reads 2/100. The pressure is most legible in structural risk (50/100), institutional ownership (42/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (5/100). Climate and flood risk are elevated too — climate & FEMA risk (67/100), flood (NFIP) exposure (64/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 22% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $233,800 here, or 3.3 times local income. The tenure split is 89% owner-occupied to 11% rented. About 4,851 people live here, median age 56. There are about 3,147 housing units across 49346. The poverty rate is 14.9%. Vacancy runs 30.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 53% of tenant households. At $67,627, median income runs below typical U.S. levels. Educational attainment sits at 29% bachelor's-or-above. On demographic stress specifically, 49346 scores 32/100.

Taken together, 49346 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 49346 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 49346's 23/100 can be lined up against any neighbor in Mecosta County, Michigan or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 49346, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

49346's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49346 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.