ZIP 49320 Foreclosure, Tax-Lien & Distress Report
Mecosta County, Michigan · High Vacancy market
Composite property distress in 49320 (Mecosta County, Michigan) lands at 24/100 — low on DLRadar's distress scoring. Latent structural risk is 54/100 while live distress already moving reads 2/100. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (68/100), FEMA disaster exposure (60/100)). The most distinctive pressure shows up in structural risk (54/100), institutional ownership (50/100), construction/permit lag (22/100). By contrast, construction/permit lag (22/100) and mortgage stress (5/100) register low.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 68.2%, above the national norm and a classic distress-and-opportunity signal. 6.8% of residents fall below the poverty threshold. Population is roughly 220 with a median age of 57. 72% of housing is owner-occupied. Around 3% of adults hold a bachelor's degree or higher. Households earn a median $68,804 — near the roughly $78,000 national figure. The ZIP holds roughly 252 housing units. The demographic-stress sub-score lands at 29/100. A median home runs $128,100 here, or 1.8 times local income. Around 20% of renters are cost-burdened.
Taken together, 49320 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 49320 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 49320 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Mecosta County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49320, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 49320 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 49320 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 49320
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
49320 at a glance
The live 49320 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Mecosta County ZIP reports
Nearest ZIP codes to 49320
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Mecosta County, Michigan
Further distress data across Mecosta County, Michigan at ZIP, county and state level.
Unlock parcel-level detail for ZIP 49320
The full 49320 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology