ZIP 49679 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 49679 in Osceola County, Michigan comes in at 18, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). Structural exposure scores 40 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are institutional ownership (44/100), structural risk (40/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (7/100) register low.

The expansion-phase market in 49679 posted values that rose 5.3% over the year, and 29% higher over three years (phase confidence 31/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

94% of housing is owner-occupied. The typical home is worth about $180,600 (2.8× income, relatively affordable). The vacancy rate is 45.8% — elevated. Rent burden reaches 50% of tenant households. Median household income is $59,313, below the U.S. median near $78,000. There are about 1,024 housing units across 49679. Roughly 13.3% live below the poverty line. On demographic stress specifically, 49679 scores 33/100. Around 17% of adults hold a bachelor's degree or higher. Population is roughly 1,332 with a median age of 45.

Net-net, 49679 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49679 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 49679 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49679 can be compared directly against any other ZIP in Osceola County, Michigan or nationwide. Where the public record is thin for 49679, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 figure for 49679 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 49679 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.