ZIP 49679 Property Distress & Foreclosure Data

Osceola County, Michigan's ZIP 49679 registers 15/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 35/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (35/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (7/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 29% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

94% of housing is owner-occupied. The typical home is worth about $180,600 (2.8× income, relatively affordable). The vacancy rate is 45.8% — elevated. Around 50% of renters are cost-burdened. At $59,313, median income runs below typical U.S. levels. The ZIP holds roughly 1,024 housing units. The poverty rate is 13.3%. The demographic-stress sub-score lands at 33/100. Around 17% of adults hold a bachelor's degree or higher. About 1,332 people live here, median age 45.

Net-net, 49679 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
35/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49679

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk28
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Osceola County

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