Osceola County, MI: Foreclosures, Tax Liens & Distressed Properties
Osceola County, MI, Michigan: 9 ZIP codes scored, Osceola County, MI averaging 19/100 (low, Osceola, MI), from 13 to 23. Osceola County, MI is in its expansion phase (Osceola, MI confidence 32/100): Osceola, MI home prices up 5.5% (Osceola, MI) over twelve months. Osceola County, MI lender headwind: 40/100.
Highest-scoring Osceola County, MI ZIPs: 49338 (23/100), 49631 (19/100), 49639 (19/100), 49655 (19/100), 49665 (19/100), 49679 (19/100). Also scored in Osceola County, MI: 49688, 49677, 48632.
Across Osceola County, MI's scored ZIPs: median home value $159,544, household income $56,747, 31.7% vacancy, 15.9% poverty, 87% owner-occupied, median age 43.8.
Osceola County, MI insurance distress 65/100 (#761 in the US); FEMA hazard 52/100 for Osceola, MI; 2 federal disaster declarations in Osceola County, MI since 2023 (2 flood); 15 Osceola, MI NFIP flood claims, $489K paid; Osceola, MI construction distress 33/100.
2 banks with 7 branches lend in Osceola County, MI; Osceola, MI weighted bank stress 58/100, highest 63/100 in Osceola, MI.
Osceola County, MI unemployment 5.2% (Osceola, MI -1.3 pts, six months); Osceola, MI home prices +13.3% a year (Osceola, MI) over three years.
12,638 housing units in Osceola County, MI; 1,478 Osceola, MI renter households; 35% of Osceola, MI renters spend 30%+ of income on rent, 20% (Osceola, MI) half or more.
Osceola County, MI ranks #196 nationally on the opportunity index (Osceola, MI, among all ranked counties); Osceola, MI scores 35.9/100 and Osceola, MI sits #9 inside Michigan. Osceola, MI is in the peak_opportunity opportunity phase; Osceola, MI's primary driver is vacancy, Osceola, MI second driver bank institutional; Osceola, MI moved up 194 places. 8 short-sale listings across Osceola, MI; 67 days on market observed in Osceola, MI; 30.0% vacancy over 9 Osceola, MI ZIPs.
No CFPB county sample covers Osceola County, MI. The non-metro area reading for Osceola, MI: 1.0% ninety-plus days late; Osceola, MI's thirty-to-eighty-nine share is 2.6% (Osceola, MI, December 2025 data); Michigan overall 0.9%.
Osceola County, MI has 1 watched bank; 1 Osceola, MI bank sits in an elevated band. Osceola, MI footprints: Lake-Osceola State Bank (4 branches, stress 55) in Osceola, MI.
3,282 of the 12,638 housing units in Osceola, MI sit vacant.