ZIP 49655 Property Distress & Foreclosure Data

Composite property distress in 49655 (Osceola County, Michigan) lands at 15/100 — low on DLRadar's public-record scoring. On the structural side it scores 37/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (8/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 67% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,903 housing units. The demographic-stress sub-score lands at 33/100. At $67,375, median income runs below typical U.S. levels. The typical home is worth about $180,300 (2.5× income, relatively affordable). Around 16% of adults hold a bachelor's degree or higher. 95% of housing is owner-occupied. Around 65% of renters are cost-burdened. The vacancy rate is 35.2% — elevated. The poverty rate is 12.6%. About 3,415 people live here, median age 44.

Net-net, 49655 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.