ZIP 49655 Foreclosure, Tax-Lien & Distress Report

Osceola County, Michigan's ZIP 49655 registers 17/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are institutional ownership (44/100), structural risk (39/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (71/100)). Structurally it carries 39/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 67% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,903 housing units across 49655. The demographic-stress sub-score lands at 33/100. Households earn a median $67,375 — below the roughly $78,000 national figure. The typical home is worth about $180,300 (2.5× income, relatively affordable). About 16% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented. Rent burden reaches 65% of tenant households. Vacancy runs 35.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 12.6% live below the poverty line. About 3,415 people live here, median age 44.

Taken together, 49655 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49655 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 49655 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Osceola County, Michigan and the nation. Where the public record is thin for 49655, the field stays empty rather than modeled, and fills in as new documents post.

Behind 49655's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 49655 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.