ZIP 49623 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 49623 (Lake County, Michigan) lands at 13/100 — minimal on DLRadar's distress scoring. Leading the profile are construction/permit lag (40/100), institutional ownership (33/100), structural risk (28/100). structural risk (28/100) and mortgage stress (13/100) stay muted. Structural risk reads 28/100 against active distress of 4/100.

The expansion-phase market in 49623 posted values that rose 5.5% over the year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $132,900, an affordability ratio of 2.1× — accessible. Owners hold 89% of homes, renters 11%. The vacancy rate is 43.1% — elevated. Around 15% of adults hold a bachelor's degree or higher. There are about 742 housing units across 49623. At $56,875, median income runs below typical U.S. levels. About 1,030 people live here, median age 54. Roughly 14.2% live below the poverty line. On demographic stress specifically, 49623 scores 27/100. Around 25% of renters are cost-burdened.

Net-net, 49623 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49623 is not published yet -- the ZIP-level readings above remain fully sourced.

The 49623 read uses the identical scoring model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 49623 stays directly comparable to neighboring ZIPs and the rest of Lake County, Michigan. 49623 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49623's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 49623 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.