ZIP 49304 Foreclosure, Tax-Lien & Distress Report

ZIP code 49304 in Lake County, Michigan carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. Its heaviest discrete signals: construction/permit lag (40/100), institutional ownership (32/100), structural risk (28/100). By contrast, structural risk (28/100) and mortgage stress (13/100) register low. On the structural side it scores 28/100, with 4/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 33% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $116,000 here, or 2.8 times local income. There are about 6,133 housing units across 49304. Population is roughly 4,680 with a median age of 47. Educational attainment sits at 10% bachelor's-or-above. Owners hold 73% of homes, renters 27%. Rent burden reaches 48% of tenant households. Vacancy runs 69.2%, above the national norm and a classic distress-and-opportunity signal. 24.4% of residents fall below the poverty threshold. On demographic stress specifically, 49304 scores 40/100. At $39,567, median income runs below typical U.S. levels.

Net-net, 49304 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 49304 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 49304's 13/100 can be lined up against any neighbor in Lake County, Michigan or any ZIP coast to coast. Where the record is thin for 49304, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 49304 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 49304 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.