ZIP 49304 Property Distress & Foreclosure Data

Lake County, Michigan's ZIP 49304 registers 8/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (19/100), mortgage stress (13/100). By contrast, mortgage stress (13/100) and institutional ownership (3/100) register low. Structural risk reads 19/100 against active distress of 4/100.

The market reads expansion — home values rose 6.4% year on year, and 33% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $116,000 (2.8× income, relatively affordable). There are about 6,133 housing units across 49304. About 4,680 people live here, median age 47. Around 10% of adults hold a bachelor's degree or higher. 73% of housing is owner-occupied. Rent burden reaches 48% of tenant households. Vacancy runs 69.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 24.4% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 40/100. At $39,567, median income runs below typical U.S. levels.

Net-net, 49304 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.