Lake County, MI: Foreclosures, Tax Liens & Distressed Properties

Lake County, Michigan sits inside DLRadar's nationwide distress index, built entirely from public records. Across its ZIPs, composite distress spans 8 to 20 out of 100. There are 11 scored ZIPs in the county (mean composite 14/100). The county's lending-headwind score sits at 33/100 (contained).

Currently expansion, Lake County saw prices rise 5.5% year over year, a 32/100-confidence read. Even as prices climb, some owners fall behind anyway and the breakdown below pinpoints them.

Even appreciating at +5.5% YoY (32/100 confidence), stressed pockets remain which speeds resale of distressed buys. Lender stress at 33/100 (contained) points the search to owner-driven distress more than bank stock.

Top distress by ZIP runs 49309 (20/100), 49601 (19/100), 49655 (17/100), 49688 (17/100), 49677 (15/100), 49304 (11/100), listed with every scored ZIP below. Other tracked Lake County ZIPs include 49623, 49642, 49644, 49656, 49402.

On the housing-and-income side, the ZIPs DLRadar tracks across Lake County report 18% of households below the poverty line, residents with a median age around 49.2, a median household income near $59,269 (below the US norm), vacancy near 46.7%, median home values around $152,918 (below the national figure), an owner-occupied share of 85%. Taken together, they signal where pressure builds and how liquid the exit will be.

Lake County, Michigan's 14/100 average over 11 ZIPs says the opportunity hides below the average and not a county-wide play. A DLRadar subscription opens every Lake County parcel: owner and contact detail, APN, its own score, the lender behind it and an exit read.

The distress read for Lake County, Michigan is refreshed as new public records post and uses the same methodology coast to coast, so Lake County stays directly comparable to any other market you track.

Used properly, Lake County, Michigan's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Lake County as a whole. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Lake County data is thin.

At the ZIP level, the sharpest readings in Lake County are 49309 (20/100), 49601 (19/100), 49655 (17/100), 49688 (17/100), 49677 (15/100), 49304 (11/100). DLRadar also scores 49623, 49642, 49644, 49656, 49402 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Lake County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.