Lake County, MI: Foreclosures, Tax Liens & Distressed Properties

Lake County, MI, Michigan: 11 ZIP codes scored, Lake County, MI averaging 15/100 (low, Lake, MI), from 9 to 22. Lake County, MI is in its expansion phase (Lake, MI confidence 32/100): Lake, MI home prices up 5.5% (Lake, MI) over twelve months. Lake County, MI lender headwind: 33/100.

Highest-scoring Lake County, MI ZIPs: 49309 (22/100), 49601 (20/100), 49655 (19/100), 49688 (19/100), 49677 (17/100), 49304 (13/100). Also scored in Lake County, MI: 49623, 49642, 49656, 49644, 49402.

Across Lake County, MI's scored ZIPs: median home value $152,918, household income $59,269, 46.7% vacancy, 18.0% poverty, 85% owner-occupied, median age 49.2.

Lake County, MI insurance distress 27/100 (#1,739 in the US); FEMA hazard 52/100 for Lake, MI; 2 federal disaster declarations in Lake County, MI since 2023 (2 flood); Lake, MI construction distress 37/100.

1 bank with 3 branches lend in Lake County, MI; Lake, MI weighted bank stress 55/100.

Lake County, MI unemployment 6.2% (Lake, MI -1.2 pts, six months); 32 new housing units permitted in Lake County, MI over twelve months, Lake, MI up 10% from 29; Lake, MI home prices +16.4% a year (Lake, MI) over three years.

13,461 housing units in Lake County, MI; 928 Lake, MI renter households; 46% of Lake, MI renters spend 30%+ of income on rent, 25% (Lake, MI) half or more.

Lake County, MI ranks #333 nationally on the opportunity index (Lake, MI, among all ranked counties); Lake, MI scores 34.5/100 and Lake, MI sits #15 inside Michigan. Lake, MI is in the peak_opportunity opportunity phase; Lake, MI's primary driver is vacancy, Lake, MI second driver bank institutional; Lake, MI moved up 169 places. 16 short-sale listings across Lake, MI; 47 days on market observed in Lake, MI; 49.9% vacancy over 11 Lake, MI ZIPs.

No CFPB county sample covers Lake County, MI. The non-metro area reading for Lake, MI: 1.0% ninety-plus days late; Lake, MI's thirty-to-eighty-nine share is 2.6% (Lake, MI, December 2025 data); Michigan overall 0.9%.

Lake County, MI has 1 watched bank; 1 Lake, MI bank sits in an elevated band. Lake, MI footprints: Lake-Osceola State Bank (3 branches, stress 55) in Lake, MI.

8,271 of the 13,461 housing units in Lake, MI sit vacant. Lake County, MI permitted 0 multifamily units in twelve months; Lake, MI's one-to-four unit structures added 32 units in Lake County, MI.