ZIP 49677 Property Distress & Foreclosure Data

DLRadar grades ZIP 49677 (Osceola County, Michigan) at a minimal 12/100 for overall property distress. On the structural side it scores 28/100, with 3/100 of stress already active. Property-level stress concentrates in construction/permit lag (70/100), structural risk (28/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (6/100).

The expansion-phase market in 49677 posted values that rose 6.4% over the year, and 35% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 17% bachelor's-or-above. Population is roughly 7,286 with a median age of 41. 14.8% of residents fall below the poverty threshold. The ZIP holds roughly 3,446 housing units. Median household income is $58,829, below the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $142,000, an affordability ratio of 2.1× — accessible. The vacancy rate is 19.1% — elevated.

On the whole, 49677 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
28/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 49677

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk23
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Osceola County

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Deterministic. Every signal traces to a public dataset · methodology