ZIP 49677 Foreclosure, Tax-Lien & Distress Report

In Osceola County, Michigan, ZIP 49677 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100). Structurally it carries 38/100, against 3/100 of stress already in motion. Property-level stress concentrates in institutional ownership (45/100), structural risk (38/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (9/100) register low.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 35% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 17% of adults hold a bachelor's degree or higher. Population is roughly 7,286 with a median age of 41. Roughly 14.8% live below the poverty line. There are about 3,446 housing units across 49677. At $58,829, median income runs below typical U.S. levels. Owners hold 78% of homes, renters 22%. Rent burden reaches 28% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. The typical home is worth about $142,000 (2.1× income, relatively affordable). Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 49677 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 49677 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 49677 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Osceola County, Michigan and the nation. 49677 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 49677's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 49677 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.