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ZIP 49405 Foreclosure, Tax-Lien & Distress Report

Mason County, Michigan · High Vacancy market

Mason County, Michigan's ZIP 49405 registers 5/100 composite distress, which DLRadar reads as minimal. What sets it apart are the readings on construction/permit lag (15/100), structural risk (11/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural exposure scores 11 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 49% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 918 housing units. The vacancy rate is 33.4% — elevated. Population is roughly 1,698 with a median age of 42. Owners hold 93% of homes, renters 7%. Median household income is $69,474, near the U.S. median near $78,000. Around 17% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 25/100. Rent burden reaches 24% of tenant households. The typical home is worth about $170,200 (2.1× income, relatively affordable). Roughly 12.7% live below the poverty line.

Net-net, 49405 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49405 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 49405 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 5/100 composite is a like-for-like number rather than an isolated estimate. 49405 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

49405's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 49405 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

5/100
Composite stress
11/100
Structural risk
2/100
Distress activity

ZIP 49405 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk23
9 further distress layers are graded for 49405

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 49405 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 49405, the same set carried on every parcel.

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Nearby ZIPs in Mason County

More distress data near 49405

Additional distress intelligence spanning Mason County, Michigan by ZIP, county and state.

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Open 49405 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

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