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ZIP 49660 Foreclosure, Tax-Lien & Distress Report

Manistee County, Michigan · High Vacancy market

Manistee County, Michigan's ZIP 49660 registers 12/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 25/100, with 2/100 of stress already active. Property-level stress concentrates in institutional ownership (27/100), structural risk (25/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.2% year on year, and 34% higher over three years (phase confidence 31/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $192,800 (2.7× income, relatively affordable). Around 51% of renters are cost-burdened. Median household income is $62,211, below the U.S. median near $78,000. The ZIP holds roughly 7,791 housing units. 10.3% of residents fall below the poverty threshold. The tenure split is 83% owner-occupied to 17% rented. The vacancy rate is 24.3% — elevated. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 24% bachelor's-or-above. 14,501 residents call 49660 home, typically aged 50.

On the whole, 49660 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49660 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 49660 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Manistee County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 49660, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 49660's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 49660 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

12/100
Composite stress
25/100
Structural risk
2/100
Distress activity

What is driving ZIP 49660’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk33
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 49660 distress snapshot

A live read on 49660: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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