ZIP 49634 Foreclosure, Tax-Lien & Distress Report

ZIP 49634's composite property-distress score is 15/100 - DLRadar classes that as low for Manistee County, Michigan. The most distinctive pressure shows up in institutional ownership (36/100), structural risk (32/100), construction/permit lag (27/100). By contrast, construction/permit lag (27/100) and mortgage stress (8/100) register low. The split runs 32/100 structural to 2/100 active on the ground.

The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $96,100. The tenure split is 86% owner-occupied to 14% rented. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 7.1%. On demographic stress specifically, 49634 scores 43/100. Population is roughly 183 with a median age of 39. About 4% have a four-year degree. Around 0% of renters are cost-burdened. The ZIP holds roughly 64 housing units.

Overall 49634 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 49634 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 49634 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. 49634 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 49634 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Practically, 49634 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.