ZIP 49634 Property Distress & Foreclosure Data

ZIP code 49634 in Manistee County, Michigan carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (11/100), mortgage stress (8/100), institutional ownership (3/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. Structural risk reads 11/100 against active distress of 2/100.

The market reads expansion — home values rose 6.4% year on year, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $96,100. 86% of housing is owner-occupied. The poverty rate is 3.8% — low. Vacancy runs 7.1%. The demographic-stress sub-score lands at 19/100. About 183 people live here, median age 39. Around 4% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households. There are about 64 housing units across 49634.

Overall 49634 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.