ZIP 49645 Property Distress & Foreclosure Data

DLRadar grades ZIP 49645 (Manistee County, Michigan) at a minimal 6/100 for overall property distress. Property-level stress concentrates in structural risk (11/100), mortgage stress (8/100), institutional ownership (3/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted. Structural risk reads 11/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 30% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 34.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $145,200 here, or 2.9 times local income. Rent burden reaches 42% of tenant households. There are about 1,165 housing units across 49645. About 14% have a four-year degree. On demographic stress specifically, 49645 scores 34/100. 1,806 residents call 49645 home, typically aged 46. Roughly 24.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 82% owner-occupied to 18% rented. Households earn a median $45,000 — below the roughly $78,000 national figure.

Taken together, 49645 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
11/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49645

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk35
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Manistee County

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