ZIP 49645 Foreclosure, Tax-Lien & Distress Report

Manistee County, Michigan's ZIP 49645 registers 13/100 composite distress, which DLRadar reads as minimal. Property-level stress concentrates in institutional ownership (32/100), structural risk (27/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (8/100) register low. Structurally it carries 27/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 30% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 34.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $145,200 here, or 2.9 times local income. Rent burden reaches 42% of tenant households. The ZIP holds roughly 1,165 housing units. About 14% have a four-year degree. DLRadar's demographic-stress index for the area reads 34/100. Population is roughly 1,806 with a median age of 46. Roughly 24.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 82% of homes, renters 18%. Median household income is $45,000, below the U.S. median near $78,000.

On the whole, 49645 leans distressed, with opportunity clustered in specific stressed parcels. 49645 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 49645's 13/100 can be lined up against any neighbor in Manistee County, Michigan or any ZIP coast to coast. Sparse data for 49645 shows as blanks, never estimates, and the score updates on every fresh public filing.

49645's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 49645 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.