ZIP 49613 Foreclosure, Tax-Lien & Distress Report

ZIP 49613's composite property-distress score is 12/100 - DLRadar classes that as minimal for Manistee County, Michigan. The latent-versus-live split is 26/100 structural and 2/100 already moving. Property-level stress concentrates in institutional ownership (30/100), structural risk (26/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) and mortgage stress (8/100) register low.

The peak-phase market in 49613 posted values that rose 4.3% over the year, and 111% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $237,800, an affordability ratio of 3.1× — accessible. The poverty rate is 6.3% — low. At $73,929, median income runs near typical U.S. levels. Around 100% of renters are cost-burdened. Educational attainment sits at 34% bachelor's-or-above. 97% of housing is owner-occupied. The ZIP holds roughly 599 housing units. 522 residents call 49613 home, typically aged 64. On demographic stress specifically, 49613 scores 38/100. Vacancy runs 53.2%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 49613 leans distressed, with opportunity clustered in specific stressed parcels. 49613 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 49613's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 49613 shows as blanks, never estimates, and the score updates on every fresh public filing.

49613's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49613 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.