ZIP 49613 Property Distress & Foreclosure Data

DLRadar grades ZIP 49613 (Manistee County, Michigan) at a minimal 5/100 for overall property distress. The latent-versus-live split is 9/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (9/100), mortgage stress (8/100), institutional ownership (3/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.7% year on year, and 111% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $237,800 (3.1× income, relatively affordable). The poverty rate is 6.3% — low. At $73,929, median income runs near typical U.S. levels. Around 100% of renters are cost-burdened. Around 34% of adults hold a bachelor's degree or higher. 97% of housing is owner-occupied. The ZIP holds roughly 599 housing units. About 522 people live here, median age 64. The demographic-stress sub-score lands at 38/100. The vacancy rate is 53.2% — elevated.

Net-net, 49613 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

5/100
Composite stress
9/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 49613

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk29
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Manistee County

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