ZIP 49628 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49628 (Benzie County, Michigan) at a minimal 12/100 for overall property distress. Structural exposure scores 26 and live distress 3 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (32/100), institutional ownership (28/100), structural risk (26/100). structural risk (26/100) and mortgage stress (9/100) stay muted.

The peak-phase market in 49628 posted values that rose 3.1% over the year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $125,938 — above the roughly $78,000 national figure. Around 0% of renters are cost-burdened. 1.1% of residents fall below the poverty threshold. Vacancy runs 66.9%, above the national norm and a classic distress-and-opportunity signal. About 32% have a four-year degree. Home values center near $267,600, an affordability ratio of 2.2× — accessible. DLRadar's demographic-stress index for the area reads 22/100. The tenure split is 97% owner-occupied to 3% rented. About 181 people live here, median age 51. The ZIP holds roughly 183 housing units.

Taken together, 49628 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 49628 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 49628 stays directly comparable to neighboring ZIPs and the rest of Benzie County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 49628 shows blanks, not estimates, wherever the record is sparse.

Each component behind 49628 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. For a buyer, 49628 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.