ZIP 49640 Foreclosure, Tax-Lien & Distress Report
Benzie County, Michigan · High Vacancy market
Benzie County, Michigan's ZIP 49640 registers 12/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 26/100, with 3/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (34/100), institutional ownership (28/100), structural risk (26/100). By contrast, structural risk (26/100) and mortgage stress (9/100) register low.
The peak-phase market in 49640 posted values that rose 3.1% over the year, and 75% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
Roughly 8.1% live below the poverty line. Around 36% of renters are cost-burdened. Owners hold 92% of homes, renters 8%. Educational attainment sits at 42% bachelor's-or-above. Households earn a median $83,750 — near the roughly $78,000 national figure. Vacancy runs 51.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49640 scores 29/100. A median home runs $308,500 here, or 3.4 times local income. 1,266 residents call 49640 home, typically aged 61. There are about 1,272 housing units across 49640.
Net-net, 49640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 49640 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 49640's 12/100 can be lined up against any neighbor in Benzie County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 49640 reflects the current record instead of a stale or modeled snapshot.
49640's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 49640 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 49640’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 49640 distress snapshot
Current distress, phase, housing and lender-pressure figures for 49640, drawn from the same report attached to each property.
Benzie County ZIPs near 49640
More distress data near 49640
Related ZIP, county and statewide reads linked to Benzie County, Michigan.
See every distressed parcel in 49640
Every distressed parcel in 49640 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology