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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 49617 Foreclosure, Tax-Lien & Distress Report

Benzie County, Michigan · High Vacancy market

ZIP code 49617 in Benzie County, Michigan carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 26/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (32/100), institutional ownership (28/100), structural risk (26/100). By contrast, structural risk (26/100) and mortgage stress (9/100) register low.

The peak-phase market in 49617 posted values that rose 3.1% over the year, and 29% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Households earn a median $66,844 — below the roughly $78,000 national figure. The vacancy rate is 46.3% — elevated. The ZIP holds roughly 2,723 housing units. About 35% have a four-year degree. The demographic-stress sub-score lands at 33/100. A median home runs $304,000 here, or 4.0 times local income. Around 43% of renters are cost-burdened. 93% of housing is owner-occupied. Roughly 10.9% live below the poverty line. About 3,250 people live here, median age 53.

On the whole, 49617 leans distressed, with opportunity clustered in specific stressed parcels. 49617 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49617 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49617 can be compared directly against any other ZIP in Benzie County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 49617 reflects the current record instead of a stale or modeled snapshot.

The 12/100 figure for 49617 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 49617 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

12/100
Composite stress
26/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 49617

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk23
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 49617 by the numbers

A live read on 49617: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Every distressed parcel in 49617 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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