ZIP 49635 Property Distress & Foreclosure Data

In Benzie County, Michigan, ZIP 49635 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 17/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (38/100), structural risk (17/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (3/100).

The expansion-phase market in 49635 posted values that rose 7.0% over the year, and 36% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 35/100. 9.9% of residents fall below the poverty threshold. Median household income is $71,875, near the U.S. median near $78,000. Educational attainment sits at 47% bachelor's-or-above. Home values center near $366,700, an affordability ratio of 4.6×. Owners hold 82% of homes, renters 18%. The vacancy rate is 52.0% — elevated. Population is roughly 3,367 with a median age of 61. Around 41% of renters are cost-burdened. The ZIP holds roughly 3,033 housing units.

On the whole, 49635 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.