ZIP 49650 Foreclosure, Tax-Lien & Distress Report
Benzie County, Michigan · High Vacancy market
ZIP 49650's composite property-distress score is 12/100 - DLRadar classes that as minimal for Benzie County, Michigan. Leading the profile are construction/permit lag (32/100), institutional ownership (28/100), structural risk (26/100). On the quiet end sit structural risk (26/100) and mortgage stress (9/100). The latent-versus-live split is 26/100 structural and 3/100 already moving.
The peak-phase market in 49650 posted values that rose 3.1% over the year, and 44% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 3,448 with a median age of 39. The tenure split is 91% owner-occupied to 9% rented. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. Around 38% of adults hold a bachelor's degree or higher. A median home runs $275,400 here, or 2.6 times local income. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 49650 scores 25/100. Rent burden reaches 48% of tenant households. The ZIP holds roughly 1,538 housing units. Median household income is $91,108, above the U.S. median near $78,000.
On the whole, 49650 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 49650 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. 49650 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
49650's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 49650 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 49650 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 49650 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 49650, the same set carried on every parcel.
Neighbouring ZIPs in Benzie County
More distress data near 49650
Related ZIP, county and statewide reads linked to Benzie County, Michigan.
See every distressed parcel in 49650
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Rules-based scoring — each signal ties to a public dataset · methodology