ZIP 49616 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49616 (Benzie County, Michigan) at a minimal 12/100 for overall property distress. Property-level stress concentrates in construction/permit lag (32/100), institutional ownership (28/100), structural risk (26/100). By contrast, structural risk (26/100) and mortgage stress (9/100) register low. The latent-versus-live split is 26/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 60% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2,177 residents call 49616 home, typically aged 52. The vacancy rate is 17.3% — elevated. The typical home is worth about $221,600 (4.2× income). Owners hold 91% of homes, renters 9%. 24.0% of residents fall below the poverty threshold. The ZIP holds roughly 1,031 housing units. Median household income is $49,224, below the U.S. median near $78,000. Around 26% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. Rent burden reaches 28% of tenant households.

Net-net, 49616 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 49616 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 49616 stays directly comparable to neighboring ZIPs and the rest of Benzie County, Michigan. Where the public record is thin for 49616, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 for 49616 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 49616 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.