ZIP 49616 Property Distress & Foreclosure Data

ZIP code 49616 in Benzie County, Michigan carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (38/100), structural risk (17/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (3/100) register low. Structural risk reads 17/100 against active distress of 3/100.

The market reads expansion — home values rose 7.0% year on year, and 60% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,177 people live here, median age 52. Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $221,600 (4.2× income). 91% of housing is owner-occupied. The poverty rate is 24.0% — high, a tax-stress and distress correlate. There are about 1,031 housing units across 49616. At $49,224, median income runs below typical U.S. levels. Around 26% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. Rent burden reaches 28% of tenant households.

Net-net, 49616 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.