ZIP 49684 Foreclosure, Tax-Lien & Distress Report
Leelanau County, Michigan · High Vacancy market
Scored purely from public records, 49684 (Leelanau County, Michigan) returns a low composite of 19/100. Structurally it carries 42/100, against 2/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (65/100), structural risk (42/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.
The peak-phase market in 49684 posted values that rose 3.1% over the year, and 21% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
At $75,678, median income runs near typical U.S. levels. 8.5% of residents fall below the poverty threshold. Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. Around 46% of adults hold a bachelor's degree or higher. Around 46% of renters are cost-burdened. On demographic stress specifically, 49684 scores 34/100. 66% of housing is owner-occupied. The ZIP holds roughly 11,042 housing units. Home values center near $420,200, an affordability ratio of 5.0×. 21,328 residents call 49684 home, typically aged 48.
Net-net, 49684 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49684 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 49684 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Leelanau County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 49684 shows blanks, not estimates, wherever the record is sparse.
49684's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 49684 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 49684
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 49684 distress snapshot
Current distress, phase, housing and lender-pressure figures for 49684, drawn from the same report attached to each property.
Neighbouring ZIPs in Leelanau County
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Deterministic scoring, sourced entirely from public data · methodology