ZIP 49637 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 49637 in Grand Traverse County, Michigan comes in at 29, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (67/100), institutional ownership (51/100). mortgage stress (9/100) stay muted. Structural exposure scores 67 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (69/100)).

The peak-phase market in 49637 posted values that rose 3.1% over the year, and 15% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,476 housing units across 49637. Roughly 10.2% live below the poverty line. Around 0% of renters are cost-burdened. The vacancy rate is 21.6% — elevated. About 22% have a four-year degree. About 3,535 people live here, median age 40. The tenure split is 88% owner-occupied to 12% rented. On demographic stress specifically, 49637 scores 23/100. Median household income is $74,871, near the U.S. median near $78,000. A median home runs $237,100 here, or 3.0 times local income.

Net-net, 49637 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 49637 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49637 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49637 can be compared directly against any other ZIP in Grand Traverse County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 49637 shows blanks, not estimates, wherever the record is sparse.

49637's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 49637 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.