ZIP 49690 Foreclosure, Tax-Lien & Distress Report

ZIP 49690's composite property-distress score is 27/100 - DLRadar classes that as low for Grand Traverse County, Michigan. On the structural side it scores 61/100, with 2/100 of stress already active. Leading the profile are construction/permit lag (69/100), structural risk (61/100), institutional ownership (48/100). On the quiet end sit mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (71/100), FEMA disaster exposure (60/100)).

The peak-phase market in 49690 posted values that rose 3.3% over the year, and 24% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 3,541 housing units across 49690. The vacancy rate is 26.3% — elevated. The poverty rate is 3.9% — low. The tenure split is 92% owner-occupied to 8% rented. Around 45% of adults hold a bachelor's degree or higher. On demographic stress specifically, 49690 scores 27/100. A median home runs $352,200 here, or 3.1 times local income. Median household income is $105,701, above the U.S. median near $78,000. About 6,682 people live here, median age 45. Around 48% of renters are cost-burdened.

On the whole, 49690 leans distressed, with opportunity clustered in specific stressed parcels. 49690 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 49690 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49690 can be compared directly against any other ZIP in Grand Traverse County, Michigan or nationwide. Where the record is thin for 49690, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 for 49690 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 49690 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.