ZIP 49686 Foreclosure, Tax-Lien & Distress Report
Grand Traverse County, Michigan · Distress market
Scored purely from public records, 49686 (Grand Traverse County, Michigan) returns a low composite of 28/100. Property-level stress concentrates in construction/permit lag (66/100), structural risk (63/100), institutional ownership (45/100). On the quiet end sit mortgage stress (9/100). Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (69/100). The split runs 63/100 structural to 3/100 active on the ground.
The peak-phase market in 49686 posted values that rose 3.1% over the year, and 23% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
Around 39% of renters are cost-burdened. There are about 13,547 housing units across 49686. Median household income is $71,198, near the U.S. median near $78,000. On demographic stress specifically, 49686 scores 30/100. Educational attainment sits at 46% bachelor's-or-above. The vacancy rate is 11.9% — elevated. Home values center near $344,700, an affordability ratio of 4.2×. Owners hold 71% of homes, renters 29%. 11.3% of residents fall below the poverty threshold. About 25,181 people live here, median age 47.
On balance 49686 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 49686 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 49686 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 49686 reflects the current record instead of a stale or modeled snapshot.
49686's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 49686 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 49686 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
49686 at a glance
Current distress, phase, housing and lender-pressure figures for 49686, drawn from the same report attached to each property.
Adjacent Grand Traverse County ZIP reports
Related reports across Grand Traverse County, Michigan
Other reports tied to Grand Traverse County, Michigan — ZIP, county and statewide.
The complete 49686 distress and acquisition report
Pull every distressed parcel in 49686 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology