ZIP 49620 Property Distress & Foreclosure Data

ZIP code 49620 in Grand Traverse County, Michigan carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 33/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (36/100), structural risk (33/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (7/100).

The expansion-phase market in 49620 posted values that rose 6.3% over the year, and 21% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $74,313, near the U.S. median near $78,000. 11.8% of residents fall below the poverty threshold. The ZIP holds roughly 1,206 housing units. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 17% bachelor's-or-above. Population is roughly 2,859 with a median age of 37. Around 20% of renters are cost-burdened. Owners hold 85% of homes, renters 15%. Home values center near $225,000, an affordability ratio of 2.8× — accessible. The vacancy rate is 13.3% — elevated.

On the whole, 49620 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.