ZIP 49620 Foreclosure, Tax-Lien & Distress Report
Grand Traverse County, Michigan · High Vacancy market
ZIP 49620's composite property-distress score is 25/100 - DLRadar classes that as low for Grand Traverse County, Michigan. Environmental exposure also runs high (flood (NFIP) exposure (75/100)). Structural risk reads 57/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (57/100), institutional ownership (45/100). mortgage stress (7/100) stay muted.
The market reads peak — home values rose 3.6% year on year, and 21% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $74,313, median income runs near typical U.S. levels. The poverty rate is 11.8%. The ZIP holds roughly 1,206 housing units. The demographic-stress sub-score lands at 26/100. Around 17% of adults hold a bachelor's degree or higher. 2,859 residents call 49620 home, typically aged 37. Around 20% of renters are cost-burdened. Owners hold 85% of homes, renters 15%. The typical home is worth about $225,000 (2.8× income, relatively affordable). Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal.
Taken together, 49620 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49620 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 49620's 25/100 can be lined up against any neighbor in Grand Traverse County, Michigan or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 49620, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 for 49620 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 49620 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 49620
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
49620 at a glance
Current distress, phase, housing and lender-pressure figures for 49620, drawn from the same report attached to each property.
Grand Traverse County ZIPs near 49620
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See every distressed parcel in 49620
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Rules-based scoring — each signal ties to a public dataset · methodology