ZIP 49649 Property Distress & Foreclosure Data

In Grand Traverse County, Michigan, ZIP 49649 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 43/100 against active distress of 3/100. Its standout signals are structural risk (43/100), construction/permit lag (36/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (66/100).

The market reads expansion — home values rose 6.9% year on year, and 18% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 7,293 people live here, median age 37. The typical home is worth about $267,700 (3.4× income, relatively affordable). There are about 2,744 housing units across 49649. 83% of housing is owner-occupied. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. The poverty rate is 6.3% — low. Around 24% of adults hold a bachelor's degree or higher. At $73,021, median income runs near typical U.S. levels. Rent burden reaches 33% of tenant households.

Net-net, 49649 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.