ZIP 49680 Property Distress & Foreclosure Data

In Kalkaska County, Michigan, ZIP 49680 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 20/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (50/100), structural risk (20/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (5/100).

The expansion-phase market in 49680 posted values that rose 7.0% over the year, and 28% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

17.7% of residents fall below the poverty threshold. Around 50% of renters are cost-burdened. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Population is roughly 2,125 with a median age of 36. Owners hold 94% of homes, renters 6%. The ZIP holds roughly 896 housing units. The vacancy rate is 18.4% — elevated. Median household income is $62,105, below the U.S. median near $78,000. Home values center near $168,000, an affordability ratio of 2.5× — accessible.

On the whole, 49680 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.